| Updating your EPC after green upgrades is crucial to access cheaper mortgage deals | Landlords with EPC ratings A to C qualify for beneficial green mortgage rates | Many miss savings by neglecting to renew EPCs after energy-efficient property improvements |
Have you carried out energy-efficient upgrades to your property? Did you then get new energy assessments?
Landlords are missing out on cheaper mortgage rates, a new survey1 warns, by failing to get a new Energy Performance Certificate (EPC) after making green improvements to a property. Indeed, some six in 10 landlords who have undertaken energy-efficient upgrades could be missing out.
Going green
The rise in recent years of green mortgage products means that environmentally friendly properties are often eligible for cheaper rates. Landlords who have invested in achieving an EPC rating between A and C can access green mortgage deals.
However, many forward-thinking landlords who have installed new windows or insulated lofts are stopping a step short by not getting a new EPC, which is necessary to access the cheaper financing options.
EPC how easy it is to save!
For the six in 10 landlords who still own a property with an EPC rating of D, green mortgage deals provide an incentive to make energy-efficiency improvements. Just don’t forget to get a new EPC once you have done so!
1Paragon Bank, 2025
It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. Some rules may vary in different parts of the UK.