An introduction to mortgages
Buying a home is one of those major steps in life that’s much easier to take if you’re well-informed and get some good advice. Our Mortgage Guide explains the mortgage basics and provides some useful top tips to set you on the right course
An introduction to life insurance
Do you know where to start with life insurance? How much cover do you need, should it be term or whole-of-life, and a joint or single life policy? Our Life Insurance Guide answers questions commonly asked by clients to point you in the right direction
Fewer young people securing mortgages
A proposed new ‘Freedom to Buy’ mortgage guarantee scheme is unlikely to support prospective first-time buyers, according to FCA data analysed by Quilter. The total number of people between the ages of 18 and 30 securing a mortgage was 350,092 in 2023, down from a spike of 401,665 in 2021
Buyers of new builds more protected than ever
It might not be the most exciting thing to think about when looking for a new home but regulations for newly built homes can certainly make a big difference to buyers.
Safety net for non-salaried employees
Two in three non-salaried employees lack life insurance, causing concerns about funeral costs and financial burdens. A quarter of this demographic cannot afford life cover. Affordable insurance can provide crucial peace of mind for non-salaried workers and their families
Budget news for the housing market
Taxation may have dominated the #AutumnBudget2024, but the fiscal event did include some announcements that will impact homeowners, buyers and sellers. Read more about the key changes…
Housing sales set to stay high after a robust year end
UK housing sales soared in 2024, driven by easing mortgage rates and strong first-time buyer activity. Modest price growth varied regionally. Stamp Duty relief expiring in March 2025 may spur early transactions before slowing later in the year
Less is more? Smaller homes surge
Remember the ‘race for space’? At the height of pandemic pandemonium, many homeowners were plotting to move out of cities in search of bigger homes.
Longer mortgage terms affect retirement plans
Most of us think our retirement years will be a time to unwind after decades of hard work, but for an increasing number of mortgage holders, this peaceful vision is slipping away.
Overcoming the challenges faced by first time buyers
There have always been challenges involved with buying a first home, but what specifically are they and what does the future hold for FTBs?