Less is more? Smaller homes surge

Remember the ‘race for space’? At the height of pandemic pandemonium, many homeowners were plotting to move out of cities in search of bigger homes.
Longer mortgage terms affect retirement plans

Most of us think our retirement years will be a time to unwind after decades of hard work, but for an increasing number of mortgage holders, this peaceful vision is slipping away.
Overcoming the challenges faced by first time buyers

There have always been challenges involved with buying a first home, but what specifically are they and what does the future hold for FTBs?
Keen landlords upgrading their EPC

Did you know almost half of all UK pension savers have not thought about who will inherit or otherwise benefit from their retirement savings?
Do FTBs know the support available to them?

Many FTBs lack awareness of affordable schemes like Shared Ownership, despite its benefits. Shared Ownership offers lower deposits by allowing buyers to purchase property shares. To afford homes, many young Londoners work more and rely on financial support from parents
Significant gains for UK homeowners over two decades

Over the past 20 years, UK properties have increased in value by an average of £80,000. High-demand areas like the Cotswolds and South East saw the most significant gains, driven by location, infrastructure, and lifestyle changes, highlighting market resilience
Equity Release growth trend continues

The equity release market continues to return to growth, with £615m unlocked in Q3 alone. Average loan sizes rose, reflecting increased confidence among homeowners over 50. Equity release offers financial flexibility but requires careful consideration of personal circumstances
Budget news for the housing market

Taxation may have dominated the #AutumnBudget2024, but the fiscal event did include some announcements that will impact homeowners, buyers and sellers. Read more about the key changes…