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Falling ill with a serious illness, such as a heart attack, cancer or stroke, can put a massive strain on your quality of life and your finances. Being unable to work while you recover can also put your home at risk.
Critical illness cover is insurance that pays out when a defined medical event occurs. For example, following a heart attack, stroke, cancer or some other specifically-defined critical illness.
The critical illness cover you arrange is for a set term, which may be your mortgage term, for when your children have grown up, until retirement, or another life stage. You can choose to receive the payment as a lump sum, or as a fixed income over the rest of the insurance term, often a lower cost option.
It may be worth considering having one policy for a set term to cover the mortgage and another that will provide money to help provide for you should a serious illness happen.
At Mortgage Options, we offer straight-talking advice that covers both the mortgage and protection market. Our expert advisers understand the importance of having good quality insurance in place, we select policies from a panel of UK insurers, and we will assess your personal circumstances before recommending the right policy to suit your needs.
It makes sense to protect what you have, especially when it comes to your home and family, while you focus on recovering your health. Talk to one of our advisers about critical illness cover today.
Call us now on 0800 028 4040: it’s free from a mobile or landline.
Mortgage Options is a trading style of Mortgage Options (Partnership Division) Ltd who are an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Limited are entered on the FCA register (https://register.fca.org.uk/s) under reference 440718.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered office: 4 Finkin Street, Grantham, Lincolnshire NG31 6QZ. Registered in England and Wales, Company Number 7352047.
Approver Quilter Financial Services Limited and Quilter Mortgage Planning Limited July 2025
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Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.
Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.
Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.
Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.
Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.
Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.
