Insights and guides

Residential Property Market Review – January 2026

Commercial property 2026: offices lead, AI drives data centres, retail rebounds, hotels set for stronger year.

Property Review – January 2026

Property 2026: offices and AI-driven data centres lead a commercial rebound as housing prices rise, FTB choice improves and regional growth diverges.

Commercial Property Market Review – January 2026

Commercial property 2026: offices lead, AI drives data centres, retail rebounds, hotels set for stronger year.

40-year mortgages offer lifeline to FTBs

More than six in 10 would-be FTBs said that affording the mortgage payments was a significant obstacle to buying a home. A 40-year mortgage could cut monthly payments by hundreds, making it easier to get on the ladder. Just remember: longer terms can mean more interest overall. 

Moving house? Don’t forget the protection review

Research shows 32% of policyholders never update their cover after moving, leaving potential gaps. Life changes—like a new home or mortgage—mean it’s time to check Life Insurance, Income Protection, and Critical Illness Cover. Make sure you don’t leave gaps in your protection. 

Monthly payments increase home insurance cost by a third

New research suggests that the extra cost associated with paying monthly can be as high as 33%. It makes a big difference as to whether you pay for home insurance cover monthly or annually. The research also found that the timing of the renewal can make a major difference to the total cost. 

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You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.