Insights and guides

Young mortgage holders play a risky protection game

Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.

Residential Property Review – September 2025

The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London. 

Home renovations are in – what’s driving the trend?

Seven million UK homeowners are planning renovations, each projected to spend over £14,000 on average in the next two years. Motivations include home working, multi-generational living, and energy-efficient upgrades. Renovation plans are particularly popular among younger age groups.

‘Unexpected costs’ hit two in three homebuyers

Two in three homebuyers face unexpected costs such as repairs, legal fees and Stamp Duty, often causing financial strain and delays. Even experienced buyers aren’t immune, with some calling surprise expenses the most frustrating part of buying a home.

EPC – three letters that can help landlords get cheaper mortgage deals

Many landlords are missing out on cheaper mortgage deals by not updating their Energy Performance Certificate (EPC) after making green improvements. Properties rated A to C qualify for green mortgages, so getting a new EPC after upgrading is essential. 

An introduction to commercial lending – Getting to grips with the basics

Our guide introduces the essentials of commercial lending, covering asset and invoice finance, bridging loans, insurance, shareholder protections, investments and government-backed schemes. It explains how businesses can secure funding, manage risks and build financial resilience for long-term success.

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You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Mortgage Options.

Neither Mortgage Options Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.