Remortgaging means switching your existing mortgage to a new one, usually with a different lender. When you take out a new mortgage, you are often given an introductory deal such as fixed or discounted interest rate. Introductory deals normally last for between one and five years but once the deal ends, you’ll probably be moved onto your lender’s standard variable rate, which could make your mortgage payments much more expensive. Remortgaging can help you get a better deal with a new mortgage product, usually at a better rate.

There are other good reasons why you might consider remortgaging, as it can reduce your repayments or release capital tied up in your home. While remortgaging can feel stressful, we handle everything, from application and submission to conveyancing and protection, making the process smooth and hassle-free.