An Introduction to Home Insurance

Home insurance protects your property and belongings from unexpected events like natural disasters, theft, and accidents. Understanding its basics ensures you have adequate coverage and peace of mind.
An introduction to home insurance

When it comes to knowing what home insurance cover is right for you, you may not know where to start. Our Home Insurance Guide can help you to get to grips with the basics. We can help you get the right cover in place for your needs
An introduction to mortgages

Buying a home is one of those major steps in life that’s much easier to take if you’re well-informed and get some good advice. Our Mortgage Guide explains the mortgage basics and provides some useful top tips to set you on the right course
An introduction to life insurance

Do you know where to start with life insurance? How much cover do you need, should it be term or whole-of-life, and a joint or single life policy? Our Life Insurance Guide answers questions commonly asked by clients to point you in the right direction
Buyers of new builds more protected than ever

It might not be the most exciting thing to think about when looking for a new home but regulations for newly built homes can certainly make a big difference to buyers.
Fewer young people securing mortgages

A proposed new ‘Freedom to Buy’ mortgage guarantee scheme is unlikely to support prospective first-time buyers, according to FCA data analysed by Quilter. The total number of people between the ages of 18 and 30 securing a mortgage was 350,092 in 2023, down from a spike of 401,665 in 2021
Longer mortgage terms affect retirement plans

Most of us think our retirement years will be a time to unwind after decades of hard work, but for an increasing number of mortgage holders, this peaceful vision is slipping away.
Overcoming the challenges faced by first time buyers

There have always been challenges involved with buying a first home, but what specifically are they and what does the future hold for FTBs?
Keen landlords upgrading their EPC

Did you know almost half of all UK pension savers have not thought about who will inherit or otherwise benefit from their retirement savings?
Housing sales set to stay high after a robust year end

UK housing sales soared in 2024, driven by easing mortgage rates and strong first-time buyer activity. Modest price growth varied regionally. Stamp Duty relief expiring in March 2025 may spur early transactions before slowing later in the year