What are the biggest homebuyer concerns?
Buying a home is an exciting time, but it comes with stresses. The leasehold system is the fastest-growing cause for concern among homebuyers. Affordability is the main source of worry, with Stamp Duty and house prices cited as key challenges.
Young mortgage holders play a risky protection game
Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.
Residential Property Review – September 2025
The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London.
Home renovations are in – what’s driving the trend?
Seven million UK homeowners are planning renovations, each projected to spend over £14,000 on average in the next two years. Motivations include home working, multi-generational living, and energy-efficient upgrades. Renovation plans are particularly popular among younger age groups.
‘Unexpected costs’ hit two in three homebuyers
Two in three homebuyers face unexpected costs such as repairs, legal fees and Stamp Duty, often causing financial strain and delays. Even experienced buyers aren’t immune, with some calling surprise expenses the most frustrating part of buying a home.
EPC – three letters that can help landlords get cheaper mortgage deals
Many landlords are missing out on cheaper mortgage deals by not updating their Energy Performance Certificate (EPC) after making green improvements. Properties rated A to C qualify for green mortgages, so getting a new EPC after upgrading is essential.
Residential Property Review – August 2025
The UK housing market faces mixed conditions for the rest of 2025. Bank Rate cuts support borrowers, but house price growth is slowing due to high supply. Despite this, average home values have risen 20% since 2020, with strong gains outside London.
How inflation impacts your finances – Getting to grips with the basics
Are you curious about the impact of inflation on your finances? Our guide can help by explaining the basics of inflation, what ‘Bank Rate’ is, how inflation is measured, purchasing power and the importance of long-term, tax-efficient investments such as pensions and ISAs
Investing for the long term – lessons from the past
Market ups and downs are inevitable, but long-term investing rewards patience. History shows growth despite setbacks. A clear plan and regular reviews can help keep your goals on track.
Mortgage overpayments – small steps, big savings
Overpaying your mortgage, even by small amounts, could save you thousands and cut years off your loan. Thousands of homeowners could be tapping into these benefits, but a third of the people not making overpayments say they are being held back by a lack of understanding.